If you’re injured in an auto accident, one of the worst nightmares you can face is not being able to pay your medical bills. Massachusetts residents who have been in an accident through no fault of their own may assume they’re covered by the other party’s insurance policy. Unfortunately, this is not always the case. Just because a minimal amount of auto insurance is required by law doesn’t mean that people abide by this law. And in many cases, the lowest liability coverage may not be enough to cover the medical expenses of someone who was hurt in a car accident.
Fortunately, Massachusetts has the lowest number of uninsured drivers in the country at only 4 percent, the Insurance Information Institute states. Even so, it’s impossible to predict if the driver who causes a car accident is going to be one who’s uninsured. Is there any way to further protect yourself if the person who hurts you is uninsured or underinsured?